An African safari is a once-in-a-lifetime opportunity. Safaris, however, are dependent on many factors, and your safari operators often require you to be prepared for changes in the schedule of the safari, with appropriate travel cancellation insurance.
However, international travel health insurance is also required in addition to trip cancellation insurance for African safaris. Safari operators may extend coverage when a trip is booked, but it is important to check that their coverage is adequate and costs are reasonable.
Generally, trip cancellation insurance offers other benefits such as baggage safety against loss or theft, in addition to safari cancellation and rescheduling. Baggage safety remains a major problem at African airports.
It is not just the weather that can cause your African safari to be cancelled or postponed it can also be due to the low turnout for a particular safari. Baggage delay is another reason your safari can be postponed, so it’s not difficult to see why you need trip cancellation insurance.
Your insurance plan’s medical schedule of benefits must cover unplanned medical care, evacuation in emergency medical situations, and the sending home of remains in the unfortunate case of death. You might be able to save costs if trip cancellation insurance is purchased together with the medical insurance. Remember to look for and buy coverage that suits your needs.
Travel cancellation insurance usually covers the cancellation of your airline ticket, hotel reservations, and any other non-refundable activities you might have planned to participate in. You will require receipts and proof of reservation and cancellation in order to make a claim on a trip cancellation insurance plan.
One of the hitches in the emergency medical evacuation clause is the fact that most areas that safaris cover are remote and not well connected by phone. So when an emergency actually occurs, getting prior permission or organizing it through the insurance company may not be an option. The trip cancellation and travel insurance company selected must be able to still accept claims.
The best rates and coverage for your travel cancellation insurance plan are often available within a week of purchasing the travel tickets. In some cases, travel cancellation is only available within the one-week window, while other plans offer extra benefits to plans purchased within a week of reservations.
Dan Miller often writes about travel insurance.
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