Medicare 101

Medicare is a program in the United States that is designed to help make it easier for senior citizens to procure the necessary medical services for themselves. In a way, it is a government-sponsored medical insurance program but targeted only for people who are over 65 years old, as well as for people who are disabled regardless of age. People with End-Stage Renal Diseases are eligible for and are provided medicare coverage as well.

Medicare covers a lot of medical services, ranging from hospital services to medicines. In fact, it is divided into four Parts. Part A covers hospital care, from inpatient services to nursing facilities. Part B is designed to cover doctor services. Third is Part C, which is offered by private companies accredited with Medicare, covers both Parts A and B together with extra services like vision, hearing and dental care. Lastly, Part D offers prescription drug coverage.

How to Apply for Medicare

Now that you have an idea what Medicare is, the next step in the process is to enroll yourself. Only by enrolling will you be able to take part in the help being offered by the program to you. Now, if you’re enrolled already and have been receiving checks from the Social Security Service, then there’s no need for you to go through a separate process. That’s because Social Security automatically comes with enrollment with Medicare.

On the other hand, those that are not receiving Social Security coverage yet would have to separately enroll into the program. You can find out if you are eligible by visiting the Medicare website at Medicare.gov and making use of the tool they provide for that purpose. Once you have ascertained that you are qualified for the service, then you can enroll online. You may also give a Social Security representative a call and ask for assistance in applying for the coverage.

Do you need information about Florida Medicare? Give our site a visit and see how we can help you.


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